Watch video below to find out whats going on in Healthcare today.

The Situation with Healthcare Benefits

Employee health benefits is often the second largest expense for employers, just after payroll, and according to surveys, controlling that cost is the number one issue, or problem employers are facing today.

The Cost of Health Care for employers and their employees, is growing at an unsustainable rate, rising faster than inflation, workers earnings, GDP, and profit margins.

The Problem is Getting Bigger and Bigger!

Less than 30 years ago, family health coverage cost just $200 per month, now the cost to insure the same family is over $1,600 per month.  The average family health insurance premium now exceeds the average monthly mortgage payment.

While the cost goes up, employees are often having to take on a larger portion of the cost of coverage; and, while employees are having to pay more for coverage, they’re seeing their out of pocket costs increase as well.

Businesses have settled for what they think is the best value, sacrificing benefits, and increasing employee out-of-pocket costs, just to afford coverage.

 

Our Strategy Addresses the Driving Factor that Increase Health Benefit Cost. 

Whereas health insurance brokers provide quotes from several insurance companies, we focus on the four primary cost drivers that make up 90% of the cost of an organization’s health plan, and we help employers to reduce their overall health benefit costs by 20 and 25%, without necessarily switching their broker or health plan provider.

Contact us to find out what questions to ask your broker.

Being informed will help you get the best deal on health benefits for your company and increase access to quality care for your employees.